Life Insurance
Employee Basic Life Insurance
Basic Life Insurance coverage equals one times your annual salary up to a maximum of $200,000. This coverage is provided at no cost to you.
(Spouse and dependent coverage below)
Supplemental/Optional Life Insurance
You have the opportunity to further protect your family with Supplemental/Optional Life Insurance coverage. You may choose coverage equal to one, two, three, four, five, six, seven, or eight times your annual salary up to a maximum of 1.5 million. The cost of this coverage is age rated.
Your Weekly Payroll Deductions
Employee’s Age | Weekly Cost per $1,000 of Coverage |
Under age 35 | 0.007 |
35-39 | 0.009 |
40-44 | 0.010 |
45-49 | 0.019 |
50-54 | 0.030 |
55-59 | 0.042 |
60-64 | 0.069 |
65-69 | 0.124 |
70+ | 0.260 |
You must elect at least one-time salary of Optional Life Insurance Coverage for yourself in order to elect coverage for your eligible dependents. Dependent coverage amounts cannot exceed 50% of the total life insurance coverage on you.
Spouse/Domestic Partner Life Insurance*
Coverage is rounded to the nearest $1000. Coverage for your spouse/DP is available in increments of $25,000 to 250,000. The following rates reflect the weekly cost of coverage.
Your Weekly Payroll Deductions
Spouse/DP Age | Weekly Cost per $1,000 of Coverage |
Under age 25 | 0.009 |
25-29 | 0.011 |
30-34 | 0.015 |
35-39 | 0.016 |
40-44 | 0.018 |
45-49 | 0.027 |
50-54 | 0.042 |
55-59 | 0.078 |
60-64 | 0.119 |
65-69 | 0.230 |
70+ | 0.372 |
*Legally registered, same-gender partner
Dependent Life Insurance
The weekly cost for Child Life Insurance is $0.122 per $5,000 of benefit,
regardless of the number of children. Coverage is available in increments of $5,000 up to $25,000.
Reminder: you must elect at least one time salary of Optional Life Insurance Coverage for yourself in order to elect coverage for your eligible dependents.